From the category archives:

Couponing 101

Couponing 101 – Lingo

by Shannon on January 1, 2010 · 3 comments

Couponing 101

If you are just getting started couponing, here is a quick cheat sheet on coupon lingo.

BOGO – Short for Buy One Get One Free

WYB – When You Buy (Typically associated with dollars off when you buy an item)

OOP – Out of Pocket otherwise known as  the money you will spend out of your pocket

OYNO – On Your Next Order – Usually refers to a coupon that can be used the next time you shop.

CAT – Catalina – This is a coupon that will print out at the register when you check out.

ECB – Extra Care Bucks – A “coupon” for dollars off a future purchase at CVS.

RR – Register Rewards – Walgreens version of a catalina.

SCR -Single Check Rebate – The check that Rite Aid sends for it’s rebate program.

YMMV – Your mileage may vary – Means you may or not be able to do the deal depending on your stores policy

IP -Internet printable coupon

Bricks – Company that provides internet printable coupon

MIR – Mail in Rebate

SS – Smart Source coupon insert from your newspaper

RP – Red Plum coupon insert from your newspaper

V- Vlassis coupon insert (also known as RP)

PG – Proctor & Gamble coupon insert from your newspaper

UL – Unilever coupon insert from your newspaper

Are there any others that you aren’t sure what they mean? Ask in the comments and I will update this post.

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WYCN Week #3

by Shannon on October 2, 2009 · 6 comments

nocoupons

If you haven’t been following the When You Cashier Says No series, you can read the original post HERE and HERE.

We all know it can be tough just understanding what it means when a coupon says get $1.00 off when you buy 3 of the any of these 6 products. That is just enough to make your head spin!

Chrissy emailed me to ask me about the fine print on coupons. I mean the really small print on the bottom that no one ever reads. The legalese stuff that sounds like jibber jabber when you read it out loud. Chrissy has run into a cashier who wants to throw out the legalese fine print as a reason as he can’t process a coupon. I want to talk about some of this fine print and get your feedback on what you may have experienced.

Limit one coupon per purchase.

Chrissy’s cashier initially interpreted this to mean that I could use only one manufacturer coupon even if I was purchasing a cart full of different products.  When I argued, then he interpreted this to mean that if I purchase 2 identical products, he won’t honor a second coupon for the second product.

What is really means – This is generally interpreted to  mean one like coupon per item. So if you purchase one shampoo, you cannot use four shampoo coupons on it.  However, there are cases where you can combine a store coupon with a manufacturer coupon. What this cashier was confusing was one coupon per transaction or one coupon per customer. If the coupon says one coupon per transaction, then he has a valid point.

One coupon per transaction generally means that if you have 5 transactions at a store you can use 5 coupons. Of course, use your discretion when doing this.   Lastly, one coupon per customer generally means one coupon per customer per day, period. For example, I recently had meat coupons for Giant Food Store. I specifically wanted to know what one per customer meant. The manager said that every day I come back to the store, I am considered a new customer. So one coupon, per customer, per day, until my next visit was what Giant Food Stores was anticipating.  One exception to this may be when  you use a store card, it usually means one coupon per customer period.

Void if prohibited, taxed, or restricted by law.

Chrissy’s cashier refuses to adjust the coupon down, even when the store’s policy is to adjust the coupon. For example, sometimes after applying a Walgreens store coupon, the remaining price of a product will be 99 cents.  If I have a $1.00 manufacturer coupon, Walgreens policy is to reduce the value of the coupon down to 99 cents.  He refuses saying that doing so is coupon fraud and therefore he won’t redeem the coupon at all.  He says that the extra penny would be applied to the sales tax and that is fraud because the fine print says “Void if prohibited, taxed, or restricted by law.”

What this really means – This cashier takes things extremely literal. Most stores will adjust a coupon down. Most stores will not give overage, which is understandable. However, unless it is explicity written in their policy, management may not be required to adjust a coupon down. Is it fraud if you ask them to? No. It is commonly accepted practice to adjust a coupon to the sales price.  Do you have any grounds to get them to adjust down the coupon? Unfortunately, no. I would ask that cashier to take the manufacturer coupon off first. This way there is no silly verbiage that he can get hung up on because the Walgreens coupon has no verbiage like such on it. Many register systems charge you tax on your pre coupon price anyway!

Any other use constitutes fraud.

Chrissy has called the Walgreens District Office in my area and they e-mailed their coupon policy to me.  The assistant manager still refuses to follow Walgreens policy claiming that the fine print on a manufacturer coupon overrides Walgreens policies, at which point he reads aloud, “Any other use constitutes fraud.”

What this really means -  Using a coupon for the product it was intended is not fraud. If you purchase the product at a business establishment that accepts coupons with a valid manufacturers coupon, one that you did not photocopy, make at home etc, does not  constitute fraud. I would consider talking directly to the District Manager and say that you have been accused of coupon fraud. This behavior on the part of managers is unacceptable. I would suggest asking the manager what part of your transaction is fraud.  By the way for more on coupon fraud, you can visit HERE.

Why can they adjust the coupon without it being fraud?

Chrissy knows that many stores including Target, WalMart, Walgreens, and CVS all reduce the value of a coupon if the sales price is less than the coupon value.  I don’t understand this because, for example, if a store reduces a $1 coupon down to 99 cents, doesn’t the store ultimately receive the full dollar from the manufacturer (in addition to a processing fee)?  Why is it legal for the store to do that, but if the customer gets the extra penny, it’s coupon fraud?

This is a tough one. I am not sure that there is a good answer here, other than I am happy to have the store adjust the coupon down so that they will take it. I would rather have them adjust it to $.99 so I get the product for free, than not adjust it down. I know that it doesn’t seem fair at all, but I am never seeking overage, because I am happy to get it for free. If I get overage, great.   Wish I had a better answer for this one!

Got a question about coupons? Had a bad experience with a cashier – go ahead and leave it in the comments. If you want your question featured, use the contact form to send me your question. As long as the questions keep coming, I will keep writing!

Shannon

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What Does That Mean?

by Shannon on September 29, 2009 · 3 comments

scratchinghead

Does your head spin when you see use $1.00/5 in 08/02 SS and free after SCR and MIR?

I have received a bunch of emails saying “what does that mean” . Here is a quick list of abbreviations you might need. If you have any that you would like to ask, please send me an email HERE and I will post!

B1G1F BOGO B-Buy one, get one free

B2G1F  - Buy two, get one free

CAT- Catalina Coupon

CC –Competitor Coupon

DND -Do Not Double

ECB – Extra Care Bucks (CVS)

FAR -Free after Rebate

GC- Gift Card

MFR -Manufacturer Coupon

MIR -Mail in Rebate

MM- Money Maker

OOP -Out Of Pocket

PG –Procter & Gamble Insert

Peelie- Coupon peeled off product

RP –Red Plum Insert (Walgreens)

RR- Register Rewards

SCR- Single Check Rebates (Rite Aid)

SS –Smart Source Insert

Tearpad- Coupon that you tear from pad on shelf

WYB –When You Buy

YMMV-Your Mileage May Vary (means that it may be different for you, but it worked for me)

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When Your Cashier Says No Update

by Shannon on September 18, 2009 · 0 comments

nocoupons

You are  awesome!

I have had such a tremendous response to this post HERE with great tips from all of you! I am going to continue this conversation next week. I will post all of your great ideas in one post and hopefully spark some more great conversations.

Looking forward to it!

Shannon

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When Your Cashier Says No

by Shannon on September 17, 2009 · 53 comments

nocoupons

Using coupons can be fun and rewarding.

The feeling of saving 75% off your bill is great!

However, using coupons can be a really bad experience, if you aren’t prepared.

Personally, I have never felt bad for using a coupon. I make sure I am honest with my coupons.  I never try to “get over” on the system with a coupon. Due to this, I feel there is no reason for me to feel bad. I certainly have had cashiers that have tried to make me feel bad about coupons. I have had cashiers say I am trying to steal. I have had cashier tell me that I am cheap. Even still, I never feel bad about using my coupons.

I have read stories of people leaving a store crying after being berated for using coupons.  When your cashier says “NO” you cannot use this coupon, you have to be prepared. You have to make an instantenous decision on how you will handle the situation. In the end, you may not always be able to use your coupon.  Personally, I do not feel like I have to win every time, even if I know I am 100% right. Sometimes, it is just easier to say, thank you, but  I have decided to not purchase the product.   I have been in the situation where I have an exceptionally good  deal and will ask the cashier for a manager.

So how can you avoid the big NO at the register and feeling bad when you get a NO?  I guarantee that you will have another cashier say No in the future, regardless of what you do.  You can take some steps to have less of a chance.  Follow these tips to get less NOs and feel good about your couponing!

1. Know your stores policy – This is the most important step to successful couponing. National stores such as Rite Aid, Target, Walmart and CVS have corporate coupon policies. You should be able to find these on their website or by calling corporate customer service. Many grocery store chains have individual store policies to compete with competition. So, I highly suggest that you go to the actual store you shop at and ask for their coupon policy.  If they do not have it written, take the time to write it down while you are at the customer service desk.  After you write it, note who you spoke to, their title and date.   I suggest trying to get the policy directly from a manager, if they don’t have it written.

2. Print and carry the store policies in your coupon binder - If you need it you can show to the cashier.  This will allow you to show the cashier why you believe what you are presenting  is correcting.

3. Know how your coupon is meant to be used – Taking the time to learn coupon terminology is so important.  Make sure you understand what the coupon is offering. If you aren’t sure, ask someone who is. There are many great sites available to explain coupons and of course, you can always contact me.

4. Use your coupon the way it was meant to be used – If you are using coupons to try and beat the system, you will likely get caught. Not only is it coupon fraud, you are taking money from the company. If you are honest, you will have a clear conscience about your coupon practices.  If you have a clear conscience, you should never feel bad, no matter what the situation is.

5.  Stick to reasonable  limits - If you go in and try to use 40 of the same coupon, you may have trouble. Even though you are using the coupon as it is meant to be, most stores have policies on how many you can use in a transaction. This is something that may cause a cashier to immediately red flag you.

6. Share the wealth - Take the time to be friendly with your cashiers.  Many people believe that “flying under the radar” is the only way to coupon successfully. I am always friendly and wear a smile.  If a coupon is giving the cashier a problem, I try to help them figure it out. I know this won’t always work, but most times it does. Also, share the wealth with the cashiers.  Most of them are curious as to how you are able to do this. Share your favorite blog or share a coupon.

7. Know when to say NO thanks. – Sometimes the deal just isn’t worth it. If you have an angry cashier or manager, keep your cool.  There will always be another deal, another store and another cashier. If the situation has escalated to hostile, say no thanks and leave the store.  A store cashier should never make you cry. If you are to that point, you can simply say you’ve decided not to make the purchase.  Don’t threaten the cashier with phone calls to corporate or reporting them to a manager.  Remain calm and follow up with managers and corporate once you leave the store.

What are your best tips to successful couponing! Leave them in the comments and I will update the post!

Krissys Tip:  Tell the cashier you have  coupons upfront so they are prepared.  - Yes, giving the coupons to them at the beginning of the transaction does help. Don’t wait until they say your total is $xX.xx and whip out 40 coupons!

Shannon

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Public Coupon Class

by Shannon on September 8, 2009 · 0 comments

I am happy to annouce a new public coupon class!

Date: Friday, October 9th 7pm – approximately 9pm

Location: Morgantown Holiday Inn, Morgantown, PA

Cost: $10.00 per person (this cost is to cover the room rental and handouts. I do not want this cost to deter you from coming. If this is a hardship, please email me to let me know)

You can find the description of this class HERE.

There are a limited number of seats available. To register, please send an email to registration@forthemommas.com with the following information:

Name, Address, Email Address

Number of Attendees (and names please)

You will receive an email with instructions on how to confirm your registration. Please allow 48 hours to receive email.

Class will be closed when it reaches 50 attendees.

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